Independent research for UK investors
Research for investors backing what grows next.
VCTs, SEIS, growth trusts and tech stocks, with the UK tax rules that decide what you keep. Checked against HMRC and updated when the rules change.
2026/27 at a glance
| CGT annual exempt amount | £3,000 |
| CGT rates (all assets) | 18% / 24% |
| ISA allowance | £20,000 |
| Dividend allowance | £500 |
| Dividend tax (basic / higher) | 10.75% / 35.75% |
| VCT income tax relief | 20% |
UK Capital Gains Tax allowance 2026/27 →
Source: GOV.UK. Figures for the 6 April 2026 to 5 April 2027 tax year.
Start here
Four topic hubs, each with our latest analysis.
02
ISAs & pensions
Where to hold your investments: ISA, SIPP and dealing platforms compared on fees and FX costs.
03
VCT, EIS & SEIS
How the reliefs work after the April 2026 cut, and how to compare offers and trusts.
04
Investing
Funds, ETFs, investment trusts and UK shares compared on yield, total return and costs.
Latest analysis
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Best SIPP Platforms 2026/27: Fees and Drawdown Compared
SIPP fees compared for 2026/27: what eight UK platforms charge on £50,000, £100,000 and £250,000, and which offer drawdown.
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Cheapest Stocks and Shares ISA 2026/27: Platform Fees Compared
ISA platform fees compared for 2026/27: what eight UK platforms charge on £10,000, £50,000 and £200,000, for ETF and fund investors.
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VCT Offers 2026/27: Every Open Offer Compared
Every VCT offer open for the 2026/27 tax year compared on fees, target dividend, minimum and deadline, plus what the cut to 20% relief…
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IUKD vs. CTY: A Tale of Two UK Income Strategies
How does the ETF compare to the investment trust? In the landscape of UK equity income investments, two prominent choices for investors are the…
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How to Spot the Top-Performing SEIS Funds
A Look Beyond the Numbers For sophisticated investors, the Seed Enterprise Investment Scheme (SEIS) combines generous tax reliefs with high risk and the potential…
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A Guide to the UK’s Cheapest Share Trading Apps for FX Rates
Why FX fees matter Buying shares outside the UK, such as US or European stocks, adds a cost that many investors overlook: foreign exchange…
Tools
Work out your own numbers instead of reading about averages.
CGT calculator 2026/27
Enter your gains and income to see what you owe at 18% and 24%.
How we research
Primary sources first
Every tax figure links to GOV.UK, HMRC or the relevant overseas tax office, not to another blog.
Dated and reviewed
Each article shows when it was last updated. We review tax articles after every Budget and at the start of each tax year.
Information, not advice
We explain the rules so you can make your own decisions. Read our disclaimer.